EventInsure - Event Insurance
Coverage Summary

Outline of Special Event Liability Group Insurance Trust Policy

Insurance Company
Best’s Rating:

Primary Carrier: Excellent A, IX

Excess Carrier: Superior A++, XV

Named Insured:

1. Special Event Liability Group Insurance Trust
2. All Members

Additional Insured:

1. Owners, Lessors, Managers of Premises
2. Other Additional Insureds as Scheduled

Policy Form:

ISO Occurrence Commercial General Liability Form (CG 0001) including Premises/ Products & Completed Operations, Personal and Advertising Injury, Contractual Liability, Host Liquor, Broad Form Property Damage. Liquor Liability is included when a separate premium has been charged.




Primary Limits

Excess Limits

  • $250,000 Each Occurrence
  • $50,000 Fire Damage Legal Liability
  • $2,000 Medical Payments
  • $250,000 Personal & Advertising Injury
  • $1,000,000 General Aggregate
  • $1,000,000 Products Completed Operations
  • $750,000 Each Occurrence
  • $750,000 Personal & Advertising Injury
  • $1,500,000 General Aggregate
  • $1,500,000 Products/Completed Operations Aggregate

Optional Excess Limits Available:

Up to $5,000,000 Each Occurrence & Aggregate




Special Conditions:

  1. Limits apply separately for each event.
  2. Coverage applies only to insured event
  3. Provides 30-day notice of cancellation.
  4. Vendors, Exhibitors and Concessionaires at an event can be added as Insureds for an additional premium charge.



Specific Event Exclusions:

  • Aircraft or Aviation
  • All Terrain Boarding
  • Balloon Rides
  • Base Jumping
  • Bouldering
  • Boxing, Wrestling, Hockey, Contact Karate, or Martial Arts
  • Bungee Jumping
  • Carnival Rides
  • Circuses
  • Concerts over 6 hours
  • Concert or Dance with Mosh Pit
  • Diving
  • Football (except passing camps with no contact drills)
  • Hang Gliding
  • Jousting
  • Kayaking, Rafting or Canoeing in greater than Class 3 rapids
  • Lacrosse and Rugby
  • Mechanical Amusement Rides or Services
  • Motorized Sporting Equipment
  • Mosh Pits
  • Mountain Biking
  • Power Boat Racing
  • Professional Sporting Activity; Games, Races, Contests of a professional nature
  • Pyrotechnics and Explosives
  • Rap or Heavy Metal Concerts
  • Raves
  • Rock Climbing
  • Rodeo and/or Roping Events (including practice)
  • Scuba Diving
  • Tractor or Truck Pulls
  • Trampoline


Eligible States : Application Forms : Coverage Summary : Claim Reporting
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